The following Group Term Life rates apply for coverage underwritten by Guarantee Trust Life Insurance Company as part of your membership in the Heartland Alliance of America. The rates by plan are: $20,000 Accident Only Life: Member Only = $8.80 per month, $15,000 Accident Only Life: Member Only = $6.60 per month.
The following Accident Medical Expense rate apply for coverage underwritten by Guarantee Trust Life Insurance Company as part of the Silver Complete membership in the Heartland Alliance of America. The rate is: $11.07 per month.
This beenfit pays in excess of any other insurance coverage you may have for the expenses you are charged by a hospital, doctor, or certain other charge tso, au mpaximum of $10,000 if you a injured in a covered accident. Subject to a $500 deductible, terms, definitions, conditions, exclusions and limitations of the group policy. Provided by Guarantee Trust Life Insurance Company under policy for MP1400 (or 1300) issued to Heartland Alliance of America.
Accident Medical Expense is issued on Form Series MP1400 (or 1300). This product and its features are subject to state availability and may vary by state. Certain exclusions and limitations may apply.
The following rates apply for coverage underwritten by Guarantee Trust Life Insurance Company as part of your membership in the Heartland Alliance of America. The rate is: $11.07 per month.
The following list of companies are separate legal entities and have sole financial responsibility for their own products.
I may cancel automatic payments at any time by calling Customer Service at (833) 645-5306. I understand that I may terminate the scheduled payments by providing notification to the Customer Service team five (5) business day prior to the next scheduled payment date. This advance notice allows processing time to ensure the termination occurs prior to the next scheduled payment date. Automatic payment termination cannot be guaranteed with respect to notice provided outside of this window. If I am not satisfied with my membership, I may cancel within thirty (30) days from my membership’s effective date and I may be eligible to receive a full refund on the monthly membership dues collected for that month (Setup fee is not refundable). All cancellations must be directed to Customer Service at (833) 645-5306. Cancellations are processed Monday–Friday from 7 a.m. to 7 p.m. Central Time. All cancellation requests must be made five (5) days prior to the billing date in order to cancel the membership for that month. This advance notice allows processing time to ensure the cancellation occurs prior to the next scheduled payment date. Cancellations cannot be guaranteed with respect to notice provided outside of this window. If a cancellation request is received on or after the recurring billing date and the payment has been drafted, the membership will terminate prior to the next billing date and the member will be covered through the next month. By submitting a claim during the first 30 days, I acknowledge and agree that such a submission constitutes acceptance of the membership, the products, and their terms and submission of such a claim constitutes a waiver of any and all refund rights, including those noted in the foregoing paragraph. I request to reinstate within 30 days of cancelation the waiting period will not be in effect for the Life policies, if after the 30 days then there is a new 180 day waiting period for the life poicies.
If, within 90 days from the date of an Accident which occurs while coverage is in force, Injury from such Accident results in a loss covered by this benefit, We will pay the benefit in the amount set opposite such loss, as shown on the Schedule of Benefits. If more than one such loss is sustained as the result of one Accident, We will pay only one amount, the largest to which the Covered Person is entitled.
This benefit is subject to all the terms, conditions and exclusions of this Certificate. Exclusions: No benefits are payable for any loss caused by:
If a Covered Person dies as the result of suicide or any attempt at suicide, while sane or insane within two years of his Effective Date of coverage, the Insurance Company will be liable only for an amount equal to the Premium paid. With respect to an increase in the amount of insurance, the Insurance Company will consider the two year period to begin as of the effective date of such increase. Our return of such Premium will be in lieu of all other benefits under this Certificate which may have been payable for that Covered Person.