Silver Members Only

Heartland Alliance of America is proud to announce the addition of a new benefit to the membership portfolio. The eligible primary Member (ages 18-70) will now enjoy $5,000 of Group Term Life Insurance coverage.*

$5,000 Group Term Life

One of the premiere benefits of your membership in the Heartland Alliance of America association is the Group Term Life Insurance. Life insurance is one of the most cost-effective ways to help safeguard your assets and assist your family when they need it most. While you could never be replaced, life insurance can help your family weather some of the financial burden resulting from your death.

Group Term life insurance offers effective protection for times when your family needs it the most. There is no medical exam required for the Life coverage. Primary Members 18 to 69 years of age are eligible for Full Face Value. Members 70+ are eligible for $5,000 Accident Only benefit. Restrictions apply.

Benefits vary by age as follows:

18-64	65-69	70+
Waiting Period: 6 Months	Waiting Period: 6 Months	$5,000 Accidental Death Benefit Only
$5,000 Accidental Death Benefit Only	$5,000 Accidental Death Benefit Only	$5,000 Accidental Death Benefit Only
Ongoing Coverage (Beyond Waiting Period)	Ongoing Coverage (Beyond Waiting Period)	$5,000 Accidental Death Benefit Only

During the first 6 months of your membership, waiting period benefits are limited to $5,000 of Accident Death Benefits only. After 6 months of continuous active memebership, benefits are provided based on your attained age as reflected in the benefit tiers shown above.

*See Disclosures, Disclaimers, Terms, and Exclusions for more information.